Business Unit: Sem PararLocation: Pinheiros – São Paulo, BrazilWork Model: Hybrid (2 days in the office / 3 days remote per week)Area Mission: Act as the Lead Manager for Data and Credit Risk, leading this strategic function within the U.S. Risk team. Data and risk management are at the core of what we doResponsabilidades e atribuiçõesData and risk management are central to our business. As we aim to double the business over the next 5 to 8 years, we are seeking a Lead Manager of Data and Credit Risk to drive this strategic function within the U.S. Risk team.This is a highly technical role: you will be responsible for strategy, automation, modeling, deep data analysis, and overseeing the U.S. credit risk operations, which represent approximately USD 2 billion in annual revenue.This position reports to Risk leadership based in the United States.Strategy: Build and lead the data and credit roadmap aligned with Corpay’s current and future strategy, partnering with Sales, Digital, Legal/Compliance, LOB leaders, and Risk teams.Planning: Lead the evaluation, testing, and integration of new and existing data sources, with strong use of SQL, Python, and analytics.Execution: Own loss metrics; apply automation, models, rules, and data analysis to improve decision-making and reduce losses.Analytics & Reporting: Extract, clean, and analyze large data volumes; build dashboards; monitor approvals, conversions, losses, and risk KPIs; implement data-driven credit and pricing models.Continuous Improvement: Optimize strategies, rules, and processes through testing, experiments (A/B testing, challenger models), and post-implementation monitoring.Leadership: Develop and manage a high-impact technical team, focusing on delivery excellence and continuous learning.Requisitos e qualificaçõesBachelor’s degree in Economics, Statistics, Applied Mathematics, Engineering, Data Science, or related fieldsExperience with unsecured credit, new-to-credit, and thin-file customersProficiency in Excel and PowerPointMandatory proficiency in SQL and PythonAdvanced English (required)Informações adicionaisVale-transporte ou estacionamento no escritórioVale-alimentação ou vale-refeição — você escolhe uma das duas modalidadesAssistência médicaAssistência odontológicaTelemedicina — Disponível 24h por dia, todos os dias da semanaWellhub (antigo Gympass)Auxílio home officePLR (Participação nos Lucros e Resultados, de acordo com a política vigente)Day off de aniversário — Folga no seu aniversário e também no aniversário da empresaTag Sem Parar — Sem custoSeguro de vidaLicença parental — Afastamento remunerado para mães, pais ou responsáveis para que possam acolher a chegada de um filho(a), por nascimento ou adoçãoIncentivo educacional — até 25% de desconto em pós-graduação ou MBA
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