Solution Architect: Payment Risk Management At the heart of our payment ecosystem lies a robust risk management system, carefully crafted to mitigate potential threats and ensure seamless transactions. As a key player in this endeavor, you will be responsible for designing and implementing localized risk solutions tailored to the Latin American market. * Risk Strategy Development & Optimization: Drive the development of transaction monitoring and fraud detection strategies, leveraging your expertise in CNP (Card Not Present) risk control and 3D Secure authentication mechanisms. Stay ahead of emerging trends and patterns in local fraud mitigation strategies. * Key Performance Indicator Monitoring: Continuously track and analyze critical metrics such as payment success rates, chargeback rates, and fraud rates. Apply data-driven insights to optimize risk identification and prevention mechanisms, ensuring dynamic strategy adaptation. * Market Risk Analysis: Conduct in-depth analysis of payment risks in Latin America, identifying unique characteristics of regional payment methods. Develop targeted risk control strategies to address these specific needs. * Cross-Functional Collaboration: Foster strong relationships with product, technical, and operational teams to embed risk control strategies into payment system architecture design. Provide early warning mechanisms and emergency response plans to support operational excellence. Requirements for Success: * 5+ Years of Experience: Bring your extensive experience in payment/financial risk control, with a minimum of 2+ years focused on the Latin American market. Your understanding of local payment methods and risk characteristics is crucial to this role. * Familiarity with Regional Payment Methods: Stay up-to-date with mainstream payment methods in Latin America, including their respective risk profiles. * Expertise in CNP Risk Control: Leverage your proven experience in CNP risk control, coupled with knowledge of 3D Secure authentication mechanisms. Utilize this expertise to develop effective fraud patterns and mitigation strategies. * Linguistic Proficiency: Maintain fluency in English to facilitate cross-time zone collaboration with local teams and vendors. Your Qualifications: