Key Responsibilities
* We oversee the creation, implementation and maintenance of an enterprise-wide risk management framework covering credit, market, liquidity, operational and technology risks across our organization.
* Regulatory-compliant risk assessments are conducted on a regular basis to include stress testing, scenario analysis, capital adequacy evaluations and other reviews as mandated by regulatory bodies.
* Accurate and timely submission of required regulatory disclosures for financial institutions and virtual asset service providers is ensured.
Margin-Account Risk Governance
* Leading governance and oversight of margin-account operations involves:
* Risk policies establishment for margin lending and virtual asset collateral.
* Maximum LTV ratios and haircut methodologies definition and periodic review.
* Collateral valuation monitoring, capital add-ons and counterparty exposures monitoring.
* Client and institutional exposure limits adherence ensuring, capital buffers and net-worth thresholds enforcement.
* Ongoing key risk indicators (KRIs) monitoring across business functions. Breaches or deviations escalation to senior management and the Board with clear remediation plans.
* Independent second-line function operation, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations, and Technology.
* Internal/external auditors, regulatory bodies, and governance committees engagement on matters related to risk management, capital adequacy, and prudential standards.
* A strong risk-aware culture promotion through ongoing training, communication, and enhancements to risk methodologies, models, and documentation.
Requirements
* Must be legally residing in Brazil.
* At least 7 years of senior-level experience in financial or prudential risk management required, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets required.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.