Risk Management Specialist
This role involves developing and implementing a comprehensive risk management framework across the organization, covering credit, market, liquidity, operational, and technology risks. The successful candidate will conduct prudential and capital risk assessments, including stress testing, scenario analysis, and capital adequacy evaluations.
Margins Oversight
* Lead the governance and oversight of margin-account operations, establishing policies for margin lending and virtual asset collateral.
* Define and review maximum LTV ratios and haircut methodologies, monitor collateral valuation, capital add-ons, and counterparty exposures.
* Ensure adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.
* Monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
* Collaborate closely with Compliance, Finance, Operations, and Technology while maintaining objectivity from commercial and trading activities.
* Engage with internal/external auditors, regulatory bodies, and governance committees on matters related to risk management, capital adequacy, and prudential standards.
* Promote a strong risk-aware culture through ongoing training, communication, and enhancements to risk methodologies, models, and documentation.
Requirements
* Must be legally residing in Brazil.
* Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.