Enterprise Risk Management Specialist
About the Role
This role is responsible for developing, implementing and maintaining a comprehensive enterprise risk management framework to cover credit, market, liquidity, operational and technology risks across the organization.
* Develop, implement and maintain an integrated risk management framework that aligns with organizational objectives.
* Conduct prudential and capital risk assessments, including stress testing, scenario analysis and capital adequacy evaluations, in accordance with regulatory requirements.
* Promote a strong risk-aware culture by supporting ongoing training, communication and enhancements to risk methodologies, models and documentation.
Responsibilities
The successful candidate will lead the governance and oversight of margin-account operations, including:
* Establishing risk policies for margin lending and virtual asset collateral.
* Defining and periodically reviewing maximum LTV ratios and haircut methodologies.
* Monitoring collateral valuation, capital add-ons and counterparty exposures.
* Ensuring adherence to client and institutional exposure limits, capital buffers and net-worth thresholds.
* Continuously monitoring key risk indicators (KRIs) across business functions and escalating breaches or deviations to senior management and the Board with clear remediation plans.
Requirements
To be considered for this role, applicants must:
* Have at least 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs or crypto/virtual asset firms.
* Demonstrate independence from commercial functions and proven capability operating as a second-line or independent control function.
* Have a strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements and VASP reporting obligations.
* Be proficient in market and liquidity risk frameworks, stress testing, scenario modeling and margin-account governance involving virtual assets.
* Possess excellent analytical skills, strong quantitative capabilities, excellent communication and full professional fluency in Portuguese and English.
What We Offer
We offer a competitive compensation package and opportunities for career growth and development.