Anunciada dia 18 dezembro
Descrição
Risk Expert
This role involves the development and maintenance of an enterprise risk management framework, encompassing credit, market, liquidity, operational, and technology risks across the organization.
* Conduct thorough prudential and capital risk assessments, including stress testing, scenario analysis, and other regulatory-mandated reviews.
* Prepare and validate all regulatory disclosures required by financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.
Marginal Account Risk Oversight
This includes governance and oversight of marginal account operations, covering:
* Risk policy establishment for margin lending and virtual asset collateral;
* Definition and periodic review of maximum LTV ratios and haircut methodologies;
* Monitoring of collateral valuation, capital add-ons, and counterparty exposures;
* Ensuring adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.
* Monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
* Operate as an independent second-line function, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations, and Technology.
* Engage with internal/external auditors, regulatory bodies, and governance committees on matters related to risk management, capital adequacy, and prudential standards.
* Promote a strong risk-aware culture by supporting ongoing training, communication, and enhancements to risk methodologies, models, and documentation.
Key qualifications include at least 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms. Proficiency in Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations is essential. A Bachelor's degree in Finance, Economics, Risk Management, or a related field is required, with postgraduate qualifications strongly preferred. The ideal candidate will possess exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.
