Job Title:
Risk Expert
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Job Description:
We are seeking an experienced Risk Manager to lead our enterprise risk management framework. As a key member of our team, you will be responsible for developing and implementing a comprehensive risk management strategy that covers credit, market, liquidity, operational, and technology risks across the organization.
Your primary objective will be to conduct thorough risk assessments, including stress testing, scenario analysis, and capital adequacy evaluations. You will also prepare and validate regulatory disclosures required by financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.
In addition, you will oversee margin-account risk operations, including establishing risk policies for margin lending and virtual asset collateral, defining and reviewing maximum LTV ratios and haircut methodologies, and monitoring collateral valuation, capital add-ons, and counterparty exposures.
You will work closely with Compliance, Finance, Operations, and Technology to ensure adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds. Your expertise will be invaluable in promoting a strong risk-aware culture within the organization.
Required Skills and Qualifications:
* At least 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
Benefits:
This role offers a unique opportunity to work with a dynamic team and contribute to the development of a comprehensive risk management framework. You will have the chance to engage with internal/external auditors, regulatory bodies, and governance committees on matters related to risk management, capital adequacy, and prudential standards.
The ideal candidate will possess exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.
Others:
Please note that this role requires legal residency in Brazil. The successful candidate will be expected to work independently and collaboratively as part of a cross-functional team.