Key Responsibilities
* Develop, implement and maintain a robust risk management framework covering various types of risks across the organization.
* Conduct thorough risk assessments, including stress testing, scenario analysis and regulatory reviews.
* Prepare, validate and support all regulatory disclosures required of financial institutions, ensuring accuracy and timely submission.
Margin-Account Risk Oversight
* Lead the governance and oversight of margin-account operations, including establishing risk policies for margin lending and virtual asset collateral.
* Define and periodically review maximum LTV ratios and haircut methodologies.
* Monitor collateral valuation, capital add-ons and counterparty exposures.
* Ensure adherence to client and institutional exposure limits, capital buffers and net-worth thresholds.
* Continuously monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
* Operate as an independent second-line function, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations and Technology.
* Engage with internal/external auditors, regulatory bodies and governance committees on matters related to risk management, capital adequacy and prudential standards.
* Promote a strong risk-aware culture by supporting ongoing training, communication and enhancements to risk methodologies, models and documentation.
Requirements
* Must be legally residing in Brazil.
* Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management or a related field; postgraduate qualifications are strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication and full professional fluency in Portuguese and English.