Key Responsibilities- Develop, implement, and maintain a comprehensive enterprise risk management framework covering credit, market, liquidity, operational, and technology risks across the organization.- Conduct prudential and capital risk assessments, including stress testing、scenario analysis、capital adequacy evaluations and other regulatory-mandated reviews.- Prepare, validate, and support all regulatory disclosures required of financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.Margin-Account Risk Oversight- Lead the governance and oversight of margin-account operations, including:- Establishing risk policies for margin lending and virtual asset collateral;
- Defining and periodically reviewing maximum LTV ratios and haircut methodologies ;
- Monitoring collateral valuation, capital add-ons, and counterparty exposures;
- Ensuring adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.- Continuously monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.- Operate as an independent second-line function, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations, and Technology.- Engage with internal/external auditors, regulatory bodies, and governance committees on matters related to risk management, capital adequacy, and prudential standards.- Promote a strong risk-aware culture by supporting ongoing training, communication, and enhancements to risk methodologies, models, and documentation.Requirements- Must be legally residing in Brazil.- Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.- Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function .- Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.- Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.- Bachelor’s degree in Finance, Economics, Risk Management, or a related field;
postgraduate qualifications are strongly preferred.- Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.