Comprehensive Risk Management Role
The Risk Expert is responsible for designing and implementing a robust risk management framework covering multiple facets of organizational risk, including credit, market, liquidity, operational, and technology risks.
* Conduct thorough risk assessments, incorporating stress testing, scenario analysis, capital adequacy evaluations, and regulatory-mandated reviews to ensure compliance and mitigate potential threats.
* Promote accuracy and timely submission of all regulatory disclosures required by financial institutions and virtual asset service providers (VASPs).
Margin-Account Oversight and Governance
* Establish and maintain effective policies for margin lending and virtual asset collateral, ensuring adherence to established risk guidelines.
* Define and regularly review maximum LTV ratios and haircut methodologies to optimize risk management strategies.
* Closely monitor collateral valuation, capital add-ons, and counterparty exposures to identify potential areas of concern.
* Ensure that client and institutional exposure limits, capital buffers, and net-worth thresholds are maintained, and breaches or deviations are promptly escalated to senior management and the Board with clear remediation plans.
Requirements
* Must be legally residing in Brazil.
* Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
About this Role
This comprehensive risk management role requires a seasoned professional with a deep understanding of organizational risk and regulatory requirements. If you have a passion for developing and implementing effective risk management frameworks, we encourage you to apply for this exciting opportunity.