Job Description
As a Risk Expert, you will play a pivotal role in developing and implementing a comprehensive risk management framework that covers credit, market, liquidity, operational, and technology risks across the organization.
* Develop, implement, and maintain a risk management framework that identifies, assesses, and mitigates potential risks to the organization.
* Conduct prudential and capital risk assessments, including stress testing, scenario analysis, capital adequacy evaluations, and other regulatory-mandated reviews.
Margin-Account Risk Oversight
1. Lead the governance and oversight of margin-account operations, including establishing risk policies for margin lending and virtual asset collateral.
2. Define and periodically review maximum LTV ratios and haircut methodologies.
3. Monitor collateral valuation, capital add-ons, and counterparty exposures.
4. Ensure adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.
5. Continuously monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
6. Operate as an independent second-line function, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations, and Technology.
7. Engage with internal/external auditors, regulatory bodies, and governance committees on matters related to risk management, capital adequacy, and prudential standards.
8. Promote a strong risk-aware culture by supporting ongoing training, communication, and enhancements to risk methodologies, models, and documentation.