Key Objectives
* Develop, implement and maintain a comprehensive risk management framework covering various types of risks within the organization.
* Conduct thorough risk assessments including stress testing, scenario analysis and capital adequacy evaluations as per regulatory requirements.
* Ensure timely and accurate submission of regulatory disclosures to financial institutions and virtual asset service providers.
Margin Account Risk Oversight
* Lead the governance and oversight of margin account operations including:
* Establishing risk policies for margin lending and virtual asset collateral;
* Defining and periodically reviewing maximum loan-to-value ratios and haircut methodologies;
* Monitoring collateral valuation, capital add-ons and counterparty exposures;
* Ensuring adherence to client and institutional exposure limits, capital buffers and net worth thresholds.
* Continuously monitor key risk indicators across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
* Operate as an independent second-line function, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations and Technology.
* Engage with internal/external auditors, regulatory bodies and governance committees on matters related to risk management, capital adequacy and prudential standards.
* Promote a strong risk-aware culture by supporting ongoing training, communication and enhancements to risk methodologies, models and documentation.
Requirements
* Must be legally residing in Brazil.
* Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management or a related field; postgraduate qualifications are strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication and full professional fluency in Portuguese and English.