Job Overview
The ideal candidate will have a comprehensive understanding of risk management frameworks and regulations, with experience in financial institutions or virtual asset service providers (VASPs). This role requires a strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Risk Management Expertise
* Develop, implement, and maintain enterprise-wide risk management frameworks, covering credit, market, liquidity, operational, and technology risks.
* Risk Assessments
* Conduct regular prudential and capital risk assessments, including stress testing, scenario analysis, and capital adequacy evaluations.
* Regulatory Compliance
* Ensure accurate and timely submission of regulatory disclosures required of financial institutions and VASPs.
* Marginal Risk Oversight
* Lead the governance and oversight of margin-account operations, establishing risk policies for margin lending and virtual asset collateral.
* Key Responsibilities
* Define maximum LTV ratios and haircut methodologies, monitor collateral valuation, capital add-ons, and counterparty exposures.
* Collaborate closely with Compliance, Finance, Operations, and Technology to ensure adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.
* Escalate breaches or deviations to senior management and the Board with clear remediation plans.
* Promote a strong risk-aware culture by supporting ongoing training, communication, and enhancements to risk methodologies, models, and documentation.
Required Skills and Qualifications
* 7+ years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.
What We Offer
* Opportunity to work with a dynamic team in a fast-paced environment.
* Competitive compensation package.
* Ongoing training and professional development opportunities.
* A collaborative and supportive work environment.
* Opportunities for growth and advancement.
How to Apply
Please submit your application, including your resume and cover letter, to [insert contact information].