Job Overview
We are seeking a seasoned Risk Manager to oversee our risk management framework and drive regulatory compliance.
Responsibilities:
The ideal candidate will implement and maintain comprehensive risk management strategies, ensuring alignment with regulatory requirements and industry best practices.
Key responsibilities include conducting prudential and capital risk assessments, stress testing, scenario analysis, and capital adequacy evaluations.
Additionally, the Risk Manager will prepare and support regulatory disclosures for virtual asset service providers and financial institutions.
Marginal Management Operations
* Develop policies governing margin lending and virtual asset collateral;
* Establish and review maximum loan-to-value (LTV) ratios and haircut levels;
* Monitor collateral valuation, capital add-ons, and counterparty exposures;
* Ensure compliance with client/institution limits and capital requirements;
* Conduct net-worth monitoring.
The Risk Manager will also review and monitor risk indicators across business functions, escalating material breaches or deviations to senior management and the Board.
Furthermore, this role requires collaboration with Compliance, Finance, and Operations while maintaining independence from commercial and trading lines.
Liaising with internal and external auditors, regulators, and governance committees on risk management and capital matters is also essential.
Requirements:
Senior-level experience in financial or prudential risk management, preferably within financial institutions, fintechs, or crypto/virtual asset firms.
Demonstrated independence from commercial functions and ability to operate as a second-line or independent control function.
Strong knowledge of Central Bank of Brazil risk management regulations, capital adequacy standards, and VASP disclosure requirements.
Expertise in market and liquidity risk frameworks, stress testing, and margin-account operations involving virtual assets is required.
A Bachelor's degree in Finance, Economics, Risk Management, or related field; postgraduate qualification preferred.
Fluency in Portuguese and English is necessary, as well as strong quantitative, analytical, and communication skills.
Fit and proper standards must be met, including an unblemished reputation and no disqualifying factors such as bankruptcy or insolvency.
A thorough understanding of the line of business, services provided, and crypto market dynamics is essential.
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