Job Description
We're looking for an experienced professional to join our team as a Fraud Risk Manager. This role will be responsible for designing and enhancing fraud prevention controls within Brazil's 1LoD framework, ensuring alignment with local BCB regulatory expectations and license requirements.
The successful candidate will perform detailed fraud risk assessments across products (PIX, credit, cards, and business accounts), identifying control gaps and recommending practical mitigations. They will also lead the development and implementation of fraud prevention strategies, including creating and tuning transaction monitoring rules, leveraging data-driven models, and defining robust response workflows.
* Designing and enhancing fraud prevention controls within Brazil’s 1LoD framework, ensuring alignment with local BCB regulatory expectations and license requirements
* Performing detailed fraud risk assessments across products (PIX, credit, cards, and business accounts), identifying control gaps and recommending practical mitigations
* Leading the development and implementation of fraud prevention strategies, including creating and tuning transaction monitoring rules, leveraging data-driven models, and defining robust response workflows
* Overseeing major fraud incidents and investigations, supporting containment, recovery, and required regulatory reporting processes
* Partnering closely with Product and Data Science teams to improve automation, detection efficiency, and case triage logic, challenging the status quo for continuous improvement
* Monitoring and analysing fraud trends and key performance indicators (KPIs) to produce actionable insights and dashboards for local management and committees
* Strengthening fraud governance, ensuring clear documentation of risks, controls, and residual exposures to demonstrate control maturity during regulatory engagements
Required Skills and Qualifications
* 5+ years of experience in fraud risk management, prevention, detection or Investigations within a financial institution or fintech
* A deep understanding of fraud typologies, detection models and control frameworks across payment and credit products (PIX, cards, credit)
* Solid knowledge of local (BCB) FinCrime and fraud regulations and reporting obligations
* Hands-on experience creating, tuning and validating fraud detection rules and working with model performance metrics
* Experience leading complex investigations end-to-end, identifying control weaknesses and proposing remediation
* The ability to navigate ambiguity, connect data to risk impact and design pragmatic, scalable solutions
* A proven ability to partner with Product, Data Science and Compliance teams to implement risk controls effectively
* Great communication skills to relay complex fraud and regulatory topics clearly to both technical and non-technical audiences
Nice to have:
* Proficiency in using analytical tools (e.g., SQL, Python, Looker)
* Confidence in presenting risk insights, fraud trends and remediation updates
* An interest in developing junior team members as the function scales
Benefits
This role offers a unique opportunity to work with a dynamic team and contribute to the company's success. The successful candidate will be rewarded with a competitive salary and benefits package.
Other Information
We are an equal opportunities employer and welcome applications from diverse candidates.