Senior Risk Management Specialist
This role involves developing and maintaining a comprehensive risk management framework to mitigate potential risks across the organization.
* Develop, implement, and maintain an enterprise-wide risk management framework covering credit, market, liquidity, operational, and technology risks.
* Conduct prudential and capital risk assessments, including stress testing, scenario analysis, capital adequacy evaluations, and other regulatory-mandated reviews.
* Prepare, validate, and support all regulatory disclosures required of financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.
Responsibilities:
* Lead the governance and oversight of margin-account operations, including establishing risk policies for margin lending and virtual asset collateral;
* Define and periodically review maximum LTV ratios and haircut methodologies;
* Monitor collateral valuation, capital add-ons, and counterparty exposures;
* Ensure adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds;
* Continuously monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
The ideal candidate will possess strong analytical skills, excellent communication, and full professional fluency in Portuguese and English. Additionally, they should have minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms. A Bachelor's degree in Finance, Economics, Risk Management, or a related field is required; postgraduate qualifications are strongly preferred.