Job Title:
Risk Management Specialist
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About the Job:
We are seeking an experienced Risk Management Specialist to join our team. As a key member of our risk management function, you will be responsible for developing and implementing a comprehensive risk management framework that aligns with regulatory requirements and business objectives.
You will conduct regular risk assessments, stress testing, and scenario analysis to identify potential risks and develop strategies to mitigate them. Additionally, you will oversee margin-account operations, ensuring compliance with client/institution limits and capital requirements.
Your expertise in market and liquidity risk frameworks, stress testing, and margin-account operations involving virtual assets will be invaluable in helping us navigate the complexities of this rapidly evolving landscape.
We are looking for someone with strong analytical and communication skills, who is fluent in English and Portuguese. A Bachelor's degree in Finance, Economics, Risk Management, or a related field, and postgraduate qualification are preferred.
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Key Responsibilities:
* Implement and maintain a comprehensive risk management framework covering credit, market, liquidity, operational, and technology risks.
* Conduct prudential and capital risk assessments including stress testing, scenario analysis, and capital adequacy evaluations.
* Oversee Margin-Account Operations, including development of policies governing margin lending and virtual asset collateral; setting and reviewing maximum loan-to-value (LTV) ratios and haircut levels; monitoring collateral valuation, capital add-ons, and counterparty exposures; ensuring compliance with client/institution limits and capital requirements.
* Review and monitor risk indicators across business functions, escalating material breaches or deviations to senior management and the Board.
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Requirements:
* Senior-level experience in financial or prudential risk management preferably within financial institutions, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and ability to operate as a second-line or independent control function.
* Strong knowledge of Central Bank of Brazil risk management regulations, capital adequacy standards, and VASP disclosure requirements.
* Bachelor's degree in Finance, Economics, Risk Management, or related field; postgraduate qualification preferred.
* Strong quantitative, analytical, and communication skills; fluency in Portuguese and English.