Job Description
Risk Management Professional Role
As a Risk Expert, you will be responsible for developing, implementing and maintaining a comprehensive risk management framework that covers various types of risks such as credit, market, liquidity, operational and technology risks across the organization.
Key Responsibilities:
1. Conduct thorough risk assessments, including stress testing, scenario analysis, capital adequacy evaluations and other regulatory-mandated reviews.
2. Prepare, validate and support all regulatory disclosures required of financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.
3. Margin-Account Risk Oversight: Lead the governance and oversight of margin-account operations, including establishing risk policies for margin lending and virtual asset collateral, defining and periodically reviewing maximum LTV ratios and haircut methodologies, monitoring collateral valuation, capital add-ons and counterparty exposures, ensuring adherence to client and institutional exposure limits, capital buffers and net-worth thresholds.
4. Continuously monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
5. Operate as an independent second-line function, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations and Technology.
6. Engage with internal/external auditors, regulatory bodies and governance committees on matters related to risk management, capital adequacy and prudential standards.
7. Promote a strong risk-aware culture by supporting ongoing training, communication and enhancements to risk methodologies, models and documentation.