Job Overview:
We are seeking a seasoned Enterprise Risk Professional to join our team in Brazil. This role will be responsible for leading the development and implementation of a comprehensive risk management framework, covering credit, market, liquidity, operational, and technology risks across the organization.
Key Responsibilities:
* Develop, implement, and maintain a robust enterprise-wide risk management framework to identify and mitigate potential threats and opportunities.
* Conduct regular risk assessments, including stress testing, scenario analysis, and capital adequacy evaluations to ensure compliance with regulatory requirements.
* Prepare and support all regulatory disclosures required by financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.
Margin-Account Risk Oversight:
* Lead the governance and oversight of margin-account operations, including establishing risk policies for margin lending and virtual asset collateral.
* Define and periodically review maximum LTV ratios and haircut methodologies to ensure effective risk management.
* Monitor collateral valuation, capital add-ons, and counterparty exposures to ensure adherence to client and institutional exposure limits.
* Continuously monitor key risk indicators (KRIs) across business functions and escalate breaches or deviations to senior management and the Board with clear remediation plans.
Requirements:
* Must be legally residing in Brazil.
* Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.