Role Summary:
Job Description
The successful candidate will be responsible for managing and maintaining a comprehensive risk management framework, encompassing credit, market, liquidity, operational, and technology risks.
* Conduct prudential and capital risk assessments, including stress testing, scenario analysis, and capital adequacy evaluations.
* Prepare and support regulatory disclosures required for virtual asset service providers (VASPs) and financial institutions.
Key Responsibilities:
1. Oversee Margin-Account Operations, including:
o Development of policies governing margin lending and virtual asset collateral;
o Setting and reviewing maximum loan-to-value (LTV) ratios and haircut levels;
o Monitoring collateral valuation, capital add-ons, and counterparty exposures;
o Ensuring compliance with client/institution limits and capital requirements;
o Net-worth monitoring.
2. Review and monitor risk indicators across business functions, escalating material breaches or deviations to senior management and the Board.
Requirements:
* Legally resident in Brazil;
* Senior-level experience (minimum 7 years) in financial or prudential risk management, preferably within financial institutions, fintechs, or crypto/virtual asset firms;
* Demonstrated independence from commercial functions and ability to operate as a second-line or independent control function;
* Strong knowledge of Central Bank of Brazil risk management regulations, capital adequacy standards, and VASP disclosure requirements;
* Expertise in market and liquidity risk frameworks, stress testing, and margin-account operations involving virtual assets;
* Bachelor's degree in Finance, Economics, Risk Management, or related field; postgraduate qualification preferred.