Enterprise Risk Management Leader
Develop a comprehensive risk management framework to safeguard the organization's financial health.
* Establish and maintain a robust enterprise risk management system that encompasses credit, market, liquidity, operational, and technology risks across the organization.
* Conduct thorough prudential and capital risk assessments, including stress testing, scenario analysis, and regulatory-mandated reviews.
* Ensure timely and accurate preparation of regulatory disclosures required of financial institutions and virtual asset service providers (VASPs).
Margin-Account Risk Oversight:
* Lead the governance and oversight of margin-account operations, defining and periodically reviewing maximum LTV ratios and haircut methodologies, monitoring collateral valuation, capital add-ons, and counterparty exposures.
* Continuously monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
* Operate as an independent second-line function, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations, and Technology.
* Engage with internal/external auditors, regulatory bodies, and governance committees on matters related to risk management, capital adequacy, and prudential standards.
* Promote a strong risk-aware culture by supporting ongoing training, communication, and enhancements to risk methodologies, models, and documentation.
Requirements:
* Must be legally residing in Brazil.
* Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.