Job Overview
The Risk Manager is a pivotal role within the organization, responsible for developing and maintaining a comprehensive risk management framework that encompasses credit, market, liquidity, operational, and technology risks. This expert will lead the governance and oversight of margin-account operations, ensuring adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.
Main Responsibilities
* Develop, implement, and maintain an enterprise-wide risk management framework to mitigate potential threats and maximize opportunities.
* Conduct regular risk assessments, stress testing, scenario analysis, and capital adequacy evaluations to ensure compliance with regulatory requirements.
* Prepare, validate, and submit all necessary regulatory disclosures in a timely manner, guaranteeing accuracy and transparency.
Margin-Account Risk Oversight
* Lead the establishment of risk policies for margin lending and virtual asset collateral.
* Define and regularly review maximum LTV ratios and haircut methodologies to minimize exposure.
* Monitor collateral valuation, capital add-ons, and counterparty exposures to prevent potential losses.
* Ensure adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds to safeguard the organization's assets.
Key Requirements
* A minimum of 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.