Job Title
Head of Global Risk
Job Description
The Head of Global Risk is a senior executive who oversees the credit risk strategy, underwriting policies, and overall risk management across the organization's global operations.
Main Responsibilities:
* Develop and implement a comprehensive global credit risk strategy that balances business growth with robust risk mitigation frameworks, focusing primarily on Latin American markets. The goal is to align credit risk management practices with overall business objectives, driving sustainable growth and profitability.
* Act as a key strategic partner to the Chief Financial Officer (CFO) and senior leadership in shaping the company's financial direction. Collaborate with the senior leadership team to provide strategic guidance on credit strategy, credit risk exposure, and business initiatives while managing downside risks.
* Oversee the B2B underwriting process and manage the credit and underwriting teams to ensure thorough credit assessments are aligned with the company's risk profile and compliant with global and regional standards.
* Lead and refine global credit risk policies, underwriting standards, and risk appetite across diverse business units, including corporate lending, trade finance, structured finance, etc., driving decision-making for large-scale, complex transactions.
* Leverage data to develop and enhance robust underwriting and monitoring risk models, identifying new products and opportunities. Work cross-functionally with Product, Engineering, Data, and Sales to execute.
* Build and lead a high-performing global credit risk team with a 'player/coach' mentality, rolling up sleeves when needed while setting strategic direction. Foster a culture of accountability, continuous learning, and excellence within the credit risk function.
* Provide regular Key Performance Indicators (KPIs) and performance reporting to the executive team, Board of Directors (BoD), and key stakeholders.
* Partner with Capital Markets to maximize reliable funding sources at optimal cost of funds and launch credit facilities, securitizations, and forward flow arrangements.
Requirements
* Bachelor's degree in a relevant field such as Finance, Business Administration, or Economics.
* Minimum 10 years of experience in credit risk management, preferably in a senior leadership role.
* Proven track record of developing and implementing successful credit risk strategies.
* Excellent communication and interpersonal skills.
* Ability to work effectively in a fast-paced environment and make decisions under pressure.
Benefits
* A competitive salary package.
* Opportunities for professional growth and development.
* A dynamic and supportive work environment.
Other Information
This is an exciting opportunity to join our team and contribute to the success of our organization.