Key Responsibilities
* Develop, implement and maintain a comprehensive enterprise risk management framework to cover credit, market, liquidity, operational and technology risks across the organization.
* Conduct prudential and capital risk assessments including stress testing, scenario analysis, capital adequacy evaluations and other regulatory-mandated reviews.
* Prepare, validate and support all regulatory disclosures required of financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.
Margins Management Oversight
* Lead the governance and oversight of margins operations including:
* Establishing risk policies for margin lending and virtual asset collateral;
* Defining and periodically reviewing maximum LTV ratios and haircut methodologies;
* Monitoring collateral valuation, capital add-ons and counterparty exposures;
* Ensuring adherence to client and institutional exposure limits, capital buffers and net-worth thresholds.
* Continuously monitor key risk indicators (KRIs) across business functions escalating breaches or deviations to senior management and the Board with clear remediation plans.
* Operate as an independent second-line function maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations and Technology.
* Engage with internal/external auditors, regulatory bodies and governance committees on matters related to risk management, capital adequacy and prudential standards.
* Promote a strong risk-aware culture by supporting ongoing training, communication and enhancements to risk methodologies, models and documentation.
Requirements
* Must be legally residing in Brazil.
* Minimum 7 years of senior-level experience in financial or prudential risk management preferably within banks, fintechs or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling and margins governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management or a related field; postgraduate qualifications are strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication and full professional fluency in Portuguese and English.