Risk Management Professional
We are seeking a highly skilled Risk Management professional to join our organization. As a key member of our team, you will be responsible for developing and implementing a comprehensive risk management framework that encompasses all aspects of risk across the organization.
Key Responsibilities:
* Develop, implement, and maintain an effective enterprise risk management framework covering credit, market, liquidity, operational, and technology risks.
* Conduct prudential and capital risk assessments, including stress testing, scenario analysis, and capital adequacy evaluations, as well as other regulatory-mandated reviews.
* Prepare, validate, and support all regulatory disclosures required of financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.
Margin-Account Risk Oversight:
* Lead the governance and oversight of margin-account operations, including establishing risk policies for margin lending and virtual asset collateral, defining maximum LTV ratios, and monitoring collateral valuation, capital add-ons, and counterparty exposures.
* Ensure adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds, while continuously monitoring key risk indicators (KRIs) and escalating breaches or deviations to senior management and the Board with clear remediation plans.
* Operate as an independent second-line function, maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations, and Technology.
* Engage with internal/external auditors, regulatory bodies, and governance committees on matters related to risk management, capital adequacy, and prudential standards.
* Promote a strong risk-aware culture by supporting ongoing training, communication, and enhancements to risk methodologies, models, and documentation.
Requirements:
* Must be legally residing in Brazil.
* Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
* Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.