Enterprise Risk Management Leader
We are seeking an experienced Enterprise Risk Management professional to lead our risk management framework. The ideal candidate will have a deep understanding of credit, market, liquidity, operational, and technology risks.
* The successful candidate will develop, implement, and maintain a comprehensive risk management framework that covers all aspects of the organization's risk profile.
* This includes conducting prudential and capital risk assessments, stress testing, scenario analysis, and regulatory-mandated reviews.
The role requires strong analytical skills, excellent communication abilities, and full fluency in English and Portuguese. A Bachelor's degree in Finance, Economics, or a related field is required, with postgraduate qualifications preferred.
* We require a minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* A demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function are essential.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations is necessary.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets is highly desirable.
Margin-Account Risk Oversight
The successful candidate will lead the governance and oversight of margin-account operations, including:
* Establishing risk policies for margin lending and virtual asset collateral;
* Defining and periodically reviewing maximum LTV ratios and haircut methodologies;
* Monitoring collateral valuation, capital add-ons, and counterparty exposures;
* Ensuring adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.
The candidate will also be responsible for continuously monitoring key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
Risk Awareness Culture
The successful candidate will promote a strong risk-aware culture by supporting ongoing training, communication, and enhancements to risk methodologies, models, and documentation.
Requirements
* The candidate must be legally residing in Brazil;
* A Bachelor's degree in Finance, Economics, or a related field is required, with postgraduate qualifications preferred;
* Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English are essential.