Risk Management Specialist
Our organization is seeking a highly skilled Risk Management Specialist to join our team. As a key member of our risk management function, you will play a critical role in identifying and mitigating potential risks that could impact our operations.
About the Role:
* We are looking for an experienced risk professional with a strong background in financial risk management, preferably within the banking or fintech sector.
* You will be responsible for developing and implementing comprehensive risk management frameworks to ensure the effective mitigation of credit, market, liquidity, operational, and technology risks.
* As a specialist in risk governance, you will lead the development of policies, procedures, and controls to maintain the integrity of our risk management framework.
Key Responsibilities:
* Develop, implement, and maintain a comprehensive risk management framework covering credit, market, liquidity, operational, and technology risks across the organization.
* Conduct prudential and capital risk assessments, including stress testing, scenario analysis, capital adequacy evaluations, and other regulatory-mandated reviews.
* Prepare, validate, and support all regulatory disclosures required of financial institutions and virtual asset service providers (VASPs), ensuring accuracy and timely submission.
Margin-Account Risk Oversight:
* Lead the governance and oversight of margin-account operations, including establishing risk policies for margin lending and virtual asset collateral, defining and periodically reviewing maximum LTV ratios and haircut methodologies, monitoring collateral valuation, capital add-ons, and counterparty exposures.
* Ensure adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.
* Continuously monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
Required Skills and Qualifications:
* Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto/virtual asset firms.
* Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function.
* Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
* Expertise in market and liquidity risk frameworks, stress testing, scenario modeling, and margin-account governance involving virtual assets.
Benefits:
* Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.
Others:
* Bachelor's degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
Contact Information:
Please submit your resume and cover letter to [insert contact information]. We look forward to hearing from you